VCA Prices 2026: Exam Fees, CareClub Plan Costs & What VCA Publishes

VCA runs more than a thousand animal hospitals in the US. This page collects the few prices VCA discloses, what its CareClub plans cost, and what clients report paying, each with a date so you can tell a fresh number from an old one (how we check our numbers).

Does VCA publish its prices?

No. VCA hospital service pages, such as spay and neuter or dental, describe the procedure and ask you to call for a quote. We found no national or hospital-level price list for exams, vaccines, dental cleanings or surgery.

Why a chain this size keeps almost every price off the web, when Banfield puts a list online for every hospital, is something we can’t answer. VCA doesn’t say, and we’d rather not guess.

What VCA does publish:

The $75–$150 exam range is the most useful number VCA publishes. It comes from a regulatory disclosure rather than a national price list, but it’s a realistic band.

How much does VCA CareClub cost?

CareClub is VCA’s wellness membership, and it comes in two plans. CareClub Access costs $19.99 a month on a 12-month contract, which is $239.88 a year, plus the $49.99 enrollment fee if your plan carries it.

CareClub Paws adds preventive care. VCA prices it by your pet’s age and your hospital and shows the price only when you enroll. MarketWatch reports an average of about $64 a month ($66 for dogs, $62 for cats), which is a third-party estimate.

What does CareClub include?

Both plans include:

• Unlimited exam fees at VCA for wellness, sick, urgent and emergency visits
• One VCA specialty consultation a year
• Up to $300 off a BluePearl emergency or specialty consultation once a year
• A microchip
• Member discounts

Paws adds doctor-recommended vaccines and age-based testing, such as fecal tests, with optional bloodwork and X-rays. It also lets you add spay or neuter and dental cleaning.

Specialty and telehealth consultations don’t count toward the unlimited exams, and emergency stabilization, diagnostics, medication and hospitalization are billed separately.

Is CareClub Access worth it?

With a first-exam price of $75–$150, $239.88 a year of Access fees is covered by two to three exams at the low end, or two at the high end, before counting the enrollment fee. The plan covers sick and emergency exam fees too, so a pet with ongoing problems gets there quickly. A healthy pet seen once a year probably won’t.

How does VCA compare with other chains?

For routine vaccines, a walk-in clinic without a visit fee is almost always the cheaper route: see our Petco vaccination prices and Tractor Supply vet clinic prices. For a full-service vet with published prices, see Banfield prices, and for other chains, our pet service price guides.

How can you lower your bill at VCA?

If you’re a new client, use the free first exam. Price routine vaccines elsewhere, since a vaccine clinic charges no exam fee. Consider CareClub Access only if you expect three or more exam visits a year.

And before any dental work or surgery, ask for a written estimate. VCA doesn’t publish these prices, and quotes vary by hospital.

What do VCA clients report paying?

These are individual reports, not VCA prices, and we only include ones from late 2025 onward. Older reports, and VCA Canada prices in Canadian dollars, are left out. We found no 2025–2026 report of a VCA emergency exam fee or a spay/neuter price, so we don’t give one. The Indianapolis figure matches VCA’s official $19.99 Access price.

That last one is a single quote for a single pet in Irvine. VCA publishes nothing to check it against.

Sources

Checked on 11 September 2026.

• VCA — Free first exam: offer terms and the $75–$150 New Jersey disclosure
• VCA — CareClub: Access plan price, enrollment fee, inclusions, terms
• VCA — Veterinary financial resources: BluePearl consultation credit
• MarketWatch — VCA CareClub review (2026): third-party average price
• Yahoo Finance — VCA CareClub plan review (February 2026): confirms Access and enrollment pricing
• Reddit r/Pets and r/irvine threads and an Indianapolis Facebook group (late 2025–2026): individual client reports, not official prices